C&F Bank focuses on….. James River High School Athletics A special offering to benefit the athletic programs of the James River Rapids! Rapids Checking Account Special $50.00 for yourself and $50.00 for JRHS Athletics Open a new C&F Bank personal or business checking with a Visa Check Card between August 1 and October 31, 2008 and receive an opening credit deposit of $50.00 into your new C&F account. Maintain an average balance of $250 or more for the month of November, 2008 and C&F Bank will make a $50.00 donation on your behalf to the JRHS Athletic Boosters. On December 1, 2008, C&F Bank will make a $50.00 donation for every Rapids Checking account opened between August 1, 2008 and October 31, 2008 meeting the average balance requirement. All donations will be payable to JRHS Athletic Boosters and use of the funds is at the full discretion of the organization. This offer is limited to one donation per personal or business household. Minimum opening amount requirements are determined by the type of account that the customer chooses to open. Your account may be opened at any C&F Bank branch location. Offer valid for U.S. residents with a U.S. address (or a U.S. based business for business checking accounts). Rapids CD Special .05% will be donated to JRHS Athletics for each CD opened The "Rapids CD" is a great investment and a super way to support James River High School Athletics! A percentage of total Rapids CD deposits will be contributed from C&F Bank to the James River High Schools Athletic Boosters Fund. The CD is an investment instrument with a 10-month term that begins with an annual percentage yield of 3.00%* but will increase .05% with every JRHS Varsity Football regular season victory and .10% for 1 post-season victory. The increases will be made to your account weekly (on Mondays) following the game. You win with a Rapids Football WIN! The minimum balance to open a Rapids CD is $2,500. Businesses and individuals may open a Rapids CD now through September 3, 2008. At the end of the Rapids 2008 football season, C&F Bank will contribute .05% of the total CD deposits opened. A bonus of $500.00 will be paid if $2.5 million in CD deposits is reached. *This product is not available as an IRA. Rapids Mortgage Promotion $250.00 will be contributed to the JRHS Athletics programs C&F Mortgage Corporation will make a $250.00 donation to the James River High School Athletic Boosters Fund for every mortgage financed through C&F Mortgage for a family member of a James River High School student. Go Rapids!!! Kim Bushby New Customer Acquisition & Cross Sell Manager 1400 Alverser Drive ¦ Midlothian, VA 23113 804-378-0332 ext. 13225 kbushby@cffc.com